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Living Time is a retirement income specialist offering a number of innovative plans to retirees who face the choice of how best to turn the pot of pension money they have accumulated over a working life into a stream of income for retirement.
Living Time pioneered the fixed term annuity which offers an alternative to traditional 'lifetime annuities' and conventional 'income drawdown'. Traditionally, the market divided into annuities (inflexible but secure) and income drawdown (flexible but risky and costly) for the wealthy. Living Time targets the mid market and offers flexibility and income guarantees.
They have recently re-launched a campaign called Offer More Options, encouraging advisers and clients to think about all their options rather than defaulting straight into a lifetime annuity. It is also a founder member of the Pensions Income Choice Association (PICA), a trade body lobbying for changing rules for retirees.
www.living-time.co.uk
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